Gift Tax Calculator
Updated for 2026 tax year
Calculate whether your gifts require Form 709 filing, how they affect your lifetime exemption, and estimate any gift tax owed. Supports gift splitting for married couples and 529 plan superfunding.
Basic Information
Gift Recipients
Recipient 1
2026 Quick Reference
Annual Exclusion$19,000
Married (Split)$38,000
Lifetime Exemption$15,000,000
Married (Combined)$30,000,000
Gift Tax Rate40%
Form 709 DeadlineApril 15
Always Tax-Free
Tuition paid directly to school
Medical bills paid directly to provider
Gifts to your spouse (unlimited)
Gifts to qualified charities
Gifts to political organizations