The giver is generally responsible
Federal gift-tax reporting generally belongs to the donor, though special circumstances need review.
For the things you give
Understand your gifts. Know your next step.
A little clarity goes a long way. Ask in your own words, explore the rules, organize your giving, and prepare for what comes next.
No account needed for the check. Your pace, your choice.
Your giving, together.
2026Gifts recorded · sample
$27,000
- MLMaya Lee$17,000
- TWTheo Williams$7,000
- LPLeah Patel$3,000
Three people. One clear picture.
A plan for what's next
Explore a gift before you make it.
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AI guide, not a tax professional. Do not include names or sensitive details. Limited patterns such as formatted Social Security numbers and account numbers are removed, but automatic redaction is not complete.
2026 annual-exclusion estimator
See where one cash gift sits
For one donor giving cash to one person. This is arithmetic, not a filing or tax decision.
Of this gift
$12,000 is within the annual exclusion
$7,000 remains before this gift reaches it.
The full check can confirm whether this narrow scenario is supported and calculate annual-exclusion amounts. It does not determine filing or tax owed.
Run the full free checkThree common misconceptions
Over $19,000 does not itself mean tax is owed
The annual exclusion and a person's lifetime basic exclusion are different calculations.
Direct payments have specific rules
Qualifying tuition paid to an institution and medical costs paid to a provider can have separate exclusions.
Understand a gift
Plain answers with the official source text beside them.
Run the free check
The 2026 annual-exclusion arithmetic for a simple cash gift.
Gift tax guides
The 2026 annual exclusion, Form 709, family gifts and what recipients should know.
Keep your records
Save conversations and results in your workspace.