Free 2026 gift check

What this check covers

Start with the recipient: another person, a spouse, or a charity. The check applies the same cent-exact 2026 annual-exclusion math as the quick check when that rule fits, and explains the separate spouse or charity rules when it does not.

It shows annual-exclusion arithmetic only — it isn't a full gift tax or Form 709 calculator, and it does not decide whether a return must be filed or whether any tax is owed.